Term Calculator

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Instant Term Life Quote

Please provide the information below to generate an estimate for Value Plus Term insurance coverage.

Premium results do not take into account discounts that are available to financial service professionals for coverage for themselves or business partners.

For a personalized quote and/or to start an application, contact our Advisor Services team at 800-555-4655 option 3 or email us at direct@ameritas.com

Corp_TermCalcPortlet

Height	Weight
5'0"	145
5'1"	149
5'2"	153
5'3"	158
5'4"	162
5'5"	166
5'6"	170
5'7"	176
5'8"	182
5'9"	188
5'10"	193
5'11"	199
6'0"	205
6'1"	211
6'2"	216
6'3"	222
6'4"	227
6'5"	233
6'6"	238
6'7"	243
6'8"	249
6'9"	254
6'10"	260
6'11"	265

If the proposed insured answers "yes" to any of the following questions, he/she may not be eligible for the Preferred Nontobacco classification. Submit a written explanation outlining details of any "yes" answer to your underwriter. If all answers are "no" and the evidence of insurability submitted with the application is favorable, the policy will be issued as Preferred Nontobacco.

Have you used any form of nicotine in the past 24 months? (exception: no more than two cigars per year)
Have you participated in any hazardous sport activities or aviation in the past 24 months?
Are you a private pilot with fewer than 500 solo hours; or do you fly more than 250 hours per year; or do you fly in something other than conventional aircraft (jet/prop)?
Have you been charged with two or more moving violations within 24 months?
Have you been convicted of driving under the influence of alcohol or any other drug within the past five years?
Have you sought or received treatment for alcohol or drug abuse within the past ten years?
Has a member of your immediate family died of coronary artery disease, cerebral vascular disease, diabetes or cancer* prior to age 60?
Does your weight exceed the maximum limit for your height according to the accompanying height and weight chart?
Based on your age, does your total cholesterol exceed the following limits?

Age Cholesterol mg/dl

20 - 40 230

41 - 55 250

56 - up 270
Does your total cholesterol/HDL ratio exceed 5.5?
Is your blood pressure higher than 140/85? (If over age 55, 150/90?)
Have you been convicted of a felony in the past five years?

Age	Cholesterol mg/dl
20 - 40	230
41 - 55	250
56 - up	270

Height	Weight
5'0"	154
5'1"	159
5'2"	164
5'3"	169
5'4"	175
5'5"	180
5'6"	186
5'7"	192
5'8"	197
5'9"	203
5'10"	209
5'11"	215
6'0"	221
6'1"	227
6'2"	234
6'3"	240
6'4"	246
6'5"	253
6'6"	260
6'7"	266
6'8"	273
6'9"	280
6'10"	287
6'11"	294

* Excludes gender-specific cancers for applicants that are a different gender than the family member.

If the proposed insured answers "yes" to any of the following questions, he/she may not be eligible for the Select Nontobacco classification. Submit a written explanation outlining details of any "yes" answer to your underwriter. If all answers are "no" and the evidence of insurability submitted with the application is favorable, the policy will be issued as Select Nontobacco.

Have you used any form of nicotine in the past 12 months? The only exception is the occasional celebratory cigar (not more than six cigars per year) with a negative HOS for nicotine finding.
Are you a private pilot with fewer than 350 solo hours; or do you fly more than 250 hours per year; or do you fly in something other than conventional aircraft (jet/prop)?
Have you been charged with three or more moving violations within 24 months or have you been convicted of driving under the influence of alcohol or any other drug within the past three years?
Have you sought or received treatment for alcohol or drug abuse within the past eight years?
Has a member of your immediate family died of coronary artery disease, cerebral vascular disease, diabetes or cancer* prior to age 60?
Does your weight exceed the maximum limit for your height according to the accompanying height and weight chart?
Based on your age, does your total cholesterol exceed the following limits?

Age Cholesterol mg/dl

20 - 40 245

41 - 55 265

56 - up 285
Does your total cholesterol/HDL ratio exceed 6.5?
Is your blood pressure higher than 150/90?

Age	Cholesterol mg/dl
20 - 40	245
41 - 55	265
56 - up	285

Height	Weight
5'0"	164
5'1"	169
5'2"	174
5'3"	179
5'4"	185
5'5"	190
5'6"	196
5'7"	202
5'8"	207
5'9"	213
5'10"	220
5'11"	225
6'0"	232
6'1"	239
6'2"	245
6'3"	252
6'4"	259
6'5"	266
6'6"	273
6'7"	280
6'8"	287
6'9"	294
6'10"	301
6'11"	309

* Excludes gender-specific cancers for applicants that are a different gender than the family member.

Height	Weight
5'0"	184
5'1"	191
5'2"	197
5'3"	203
5'4"	210
5'5"	216
5'6"	223
5'7"	230
5'8"	237
5'9"	244
5'10"	251
5'11"	258
6'0"	265
6'1"	273
6'2"	280
6'3"	288
6'4"	296
6'5"	304
6'6"	312
6'7"	320
6'8"	328
6'9"	336
6'10"	344
6'11"	352

Height	Weight
5'0"	184
5'1"	191
5'2"	197
5'3"	203
5'4"	210
5'5"	216
5'6"	223
5'7"	230
5'8"	237
5'9"	244
5'10"	251
5'11"	258
6'0"	265
6'1"	273
6'2"	280
6'3"	288
6'4"	296
6'5"	304
6'6"	312
6'7"	320
6'8"	328
6'9"	336
6'10"	344
6'11"	352

Birthdate (MM/DD/YYYY)

Tobacco User

State

Gender

Coverage Amount

Billing Frequency

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Ameritas Advisor No-Load VA (form 6150) and Ameritas Advisor II Variable Life (form 4200) are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Company, LLC. Variable products are subject to investment risk, including loss of principal. Before investing, carefully consider the investment objectives, risks, charges and expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses, which are available on this website. Please read the prospectuses carefully before investing or sending money. Products are not available in NY.

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp., 5900 O Street, Lincoln, Nebraska 68510 and Ameritas Life Insurance Corp. of New York, (licensed in New York) 1350 Broadway, Suite 2201, New York, New York 10018. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com.

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